Edmonton · Alberta · British Columbia

Commercial Mortgage Broker Serving Alberta and British Columbia

Financing solutions for developers, investors, and business owners — commercial mortgages, CMHC MLI Select, construction financing, and private commercial lending.
No deposits. No upfront fees. You only pay when your deal funds.

Max Capital Financial is a Western Canada commercial mortgage brokerage specializing in commercial mortgages, commercial refinancing, CMHC MLI Select, construction financing, and private commercial lending. Based in Edmonton and operating across Alberta and British Columbia, we structure competitive financing solutions for developers, investors, and business owners — from land acquisition to lease-up.

Whether you're acquiring an income-producing asset, developing multifamily, refinancing into CMHC, or securing fast private capital, our team provides direct lender access, fast turnaround, and strategic underwriting tailored to your project.

Commercial Mortgage Financing Across Western Canada

As a commercial mortgage broker, our role is to secure the best financing structure for your project — not just the first approval. We work with institutional lenders, alternative lenders, credit unions, CMHC, and private capital providers to deliver competitive terms across all commercial asset classes.

What We Finance

Multifamily (market and CMHC)
Industrial
Retail
Office
Mixed-use
Land (serviced and raw)
Construction and development
Bridge financing
Private commercial mortgages

Loan Types

Acquisition financing
Refinance and equity take-outs
CMHC MLI Select take-out
Construction loans
Land servicing loans
Bridge loans
Private first and second mortgages

Why Borrowers Choose Max Capital

Access More Lenders

Banks, credit unions, CMHC lenders, alternative lenders, and private capital.

Stronger Deal Structuring

Optimized DSCR, LTV, NOI, and covenant requirements.

Faster Approvals

Especially for construction, land, and private financing.

CMHC MLI Select Expertise

Scoring guidance, affordability metrics, and take-out structuring.

Transparent Communication

Clear updates. No surprises. No upfront fees.

Our Process

  1. 01

    Initial Review

    We assess your project, financials, and timeline.

  2. 02

    Underwriting and Packaging

    We prepare a lender-ready package to reduce back-and-forth.

  3. 03

    Lender Matching

    We match your project to the right lender.

  4. 04

    Approval and Conditions

    We negotiate terms, covenants, and structure.

  5. 05

    Funding

    No fees until your deal funds.

Case 01

17.5M Multifamily Construction (Homebuilder Portfolio)

High-leverage construction financing structured to transition into CMHC MLI Select take-out.

Case 02

9.4M Newly Built Multifamily (CMHC Take-Out)

CMHC-insured take-out facility delivering extended amortization and improved cash flow.

Case 03

2.5M Industrial Land Development

Servicing financing enabling subdivision launch and supporting over 100M in future development value.

Serving Alberta and British Columbia

Edmonton
Calgary
Vancouver
Kelowna
Victoria
Red Deer
Each region has unique lender preferences and underwriting expectations — and we navigate them for you.

Frequently Asked Questions

What is a commercial mortgage?+

Financing for income-producing real estate such as multifamily, industrial, retail, office, or land.

How are commercial mortgage rates determined?+

Rates depend on lender type, DSCR, covenant strength, amortization, leverage, and asset class.

What is CMHC MLI Select?+

A CMHC program offering high leverage, low rates, and amortizations up to 50 years.

How long does commercial financing take?+

Institutional: 30–90 days. Private: 3–10 days.

What documents are required?+

Rent roll, leases, financial statements, pro formas, construction budgets, environmental reports, corporate documents.

Do you arrange private commercial mortgages?+

Yes — fast approvals for land, bridge, construction, and time-sensitive opportunities.

Get Funded — Start Your Commercial Financing Today

Whether you’re acquiring land, developing multifamily, refinancing, or transitioning into CMHC, Max Capital Financial provides the expertise and lender relationships to get your project funded.
No deposits. No upfront fees. You only pay when your deal funds.