Commercial Mortgage Broker Serving Alberta and British Columbia
Max Capital Financial is a Western Canada commercial mortgage brokerage specializing in commercial mortgages, commercial refinancing, CMHC MLI Select, construction financing, and private commercial lending. Based in Edmonton and operating across Alberta and British Columbia, we structure competitive financing solutions for developers, investors, and business owners — from land acquisition to lease-up.
Whether you're acquiring an income-producing asset, developing multifamily, refinancing into CMHC, or securing fast private capital, our team provides direct lender access, fast turnaround, and strategic underwriting tailored to your project.
Commercial Mortgage Financing Across Western Canada
As a commercial mortgage broker, our role is to secure the best financing structure for your project — not just the first approval. We work with institutional lenders, alternative lenders, credit unions, CMHC, and private capital providers to deliver competitive terms across all commercial asset classes.
What We Finance
Loan Types
Why Borrowers Choose Max Capital
Access More Lenders
Banks, credit unions, CMHC lenders, alternative lenders, and private capital.
Stronger Deal Structuring
Optimized DSCR, LTV, NOI, and covenant requirements.
Faster Approvals
Especially for construction, land, and private financing.
CMHC MLI Select Expertise
Scoring guidance, affordability metrics, and take-out structuring.
Transparent Communication
Clear updates. No surprises. No upfront fees.
Core Services
View all services →Commercial Mortgages
Financing for multifamily, industrial, retail, office, and land assets. Competitive terms for acquisitions, refinancing, and equity take-outs.
Commercial Refinancing
Unlock equity, reduce interest costs, improve cash flow, or reposition an asset.
CMHC MLI Select
Low rates, high leverage, and amortizations up to 50 years. Full scoring and structuring support.
Construction Financing
Land acquisition, servicing, and ground-up development. Flexible draw schedules and bridge-to-CMHC strategies.
Private Residential (Equity-Based)
Short-term, equity-based residential financing for unique situations.
Private Commercial Mortgages
Fast, flexible lending for land, bridge, and time-sensitive opportunities.
Our Process
- 01
Initial Review
We assess your project, financials, and timeline.
- 02
Underwriting and Packaging
We prepare a lender-ready package to reduce back-and-forth.
- 03
Lender Matching
We match your project to the right lender.
- 04
Approval and Conditions
We negotiate terms, covenants, and structure.
- 05
Funding
No fees until your deal funds.
Featured Case Studies
17.5M Multifamily Construction (Homebuilder Portfolio)
High-leverage construction financing structured to transition into CMHC MLI Select take-out.
9.4M Newly Built Multifamily (CMHC Take-Out)
CMHC-insured take-out facility delivering extended amortization and improved cash flow.
2.5M Industrial Land Development
Servicing financing enabling subdivision launch and supporting over 100M in future development value.
Serving Alberta and British Columbia
Frequently Asked Questions
What is a commercial mortgage?+
Financing for income-producing real estate such as multifamily, industrial, retail, office, or land.
How are commercial mortgage rates determined?+
Rates depend on lender type, DSCR, covenant strength, amortization, leverage, and asset class.
What is CMHC MLI Select?+
A CMHC program offering high leverage, low rates, and amortizations up to 50 years.
How long does commercial financing take?+
Institutional: 30–90 days. Private: 3–10 days.
What documents are required?+
Rent roll, leases, financial statements, pro formas, construction budgets, environmental reports, corporate documents.
Do you arrange private commercial mortgages?+
Yes — fast approvals for land, bridge, construction, and time-sensitive opportunities.
